Terms & Conditions
These Terms and Conditions (“Terms”) govern your access to and use of the website located at gibrarecoins.com (the “Site”) and any purchase of products from Gibraltar Group, LLC (“Gibraltar Group,” “we,” “us,” or “our”). These Terms constitute a legally binding agreement between you and Gibraltar Group, LLC.
Acceptance of Terms
By accessing, browsing, registering for an account, or placing an order through our Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and our Shipping & Return Policy, all of which are incorporated herein by reference.
If you do not agree to these Terms, you must not access or use the Site or place an order with us.
Eligibility & Accounts
You must be at least 18 years of age and legally capable of entering into binding contracts to purchase from Gibraltar Group. By placing an order, you represent and warrant that you meet these requirements.
- You are responsible for maintaining the confidentiality of your account credentials.
- You are responsible for all activities that occur under your account.
- You agree to provide accurate, current, and complete information at all times.
- We reserve the right to refuse service, suspend, or terminate accounts at our sole discretion.
Products, Pricing & Availability
Gibraltar Group offers certified rare coins, collectible coins, and numismatic products. Prices for precious metals and collectible coins fluctuate with market conditions and are subject to change without prior notice.
- All prices are listed in U.S. Dollars (USD).
- Product availability is not guaranteed and inventory is subject to prior sale.
- Product images are for illustrative purposes only. Certified coins are sold by grade and certification number.
- We reserve the right to limit quantities or refuse any order.
Pricing Errors
While we strive for accuracy, pricing or typographical errors may occasionally occur. Gibraltar Group reserves the right to refuse or cancel any order placed at an incorrect price, even after an order confirmation has been issued.
Orders & Binding Agreement
Placing an order with Gibraltar Group creates a binding agreement. For online orders, the purchase price is locked at the time the order is submitted, and a confirmation number will be provided via email.
Payment must be dated within 24 hours of placing the order and received within five (5) business days. Orders that do not meet these requirements may be canceled at our discretion. Cash on Delivery (C.O.D.) orders are not accepted.
Payment Terms
Accepted payment methods vary depending on the order value and may include:
- Credit Card
- PayPal
- Bank Wire
- Personal Check
- eCheck
Additional payment details are provided during checkout and in our Shipping & Return Policy.
- Personal checks and eChecks are held until funds are verified as “good funds.”
- Bank wire payments are considered good funds immediately upon receipt and may qualify for available cash discounts.
- You represent that any payment method used belongs to you and contains sufficient available funds.
Cancellations & Market Loss Policy
Because precious metals and collectible coins trade in a volatile market, prices are locked once a confirmation number has been issued, and orders generally cannot be canceled.
If a cancellation or order offset is approved under exceptional circumstances, it will be subject to:
- Gibraltar Group’s Market Loss Policy.
- A cancellation fee equal to the greater of $50 or 5% of the total order amount.
- Any market loss incurred if market prices have moved against Gibraltar Group.
Shipping, Delivery & Risk of Loss
Orders are shipped using Registered and Insured U.S. Mail, FedEx, or UPS.
- Every shipment is fully insured.
- A signature may be required upon delivery.
- Tracking information is provided via email.
If a shipment is lost or damaged during transit, claims will be processed through our insurance provider. Customers agree to cooperate fully with any insurance investigation, including providing a signed statement of non-receipt when requested.
Returns & Refunds
We offer a customer satisfaction guarantee and accept eligible returns within 7 days of delivery, provided the following conditions are met:
- Products must be returned in their original, unopened condition.
- Certified holders must remain unopened and undamaged.
- Refunds are processed after returned items have been received and inspected.
- Shipping and handling charges are non-refundable.
- A 5% restocking fee applies to credit card refunds.
- Coins removed from certified holders are not eligible for return.
Certification & Grading
Many products are certified by respected third-party grading organizations such as PCGS (Professional Coin Grading Service) and NGC (Numismatic Guaranty Company).
Certification grades represent the independent opinion of the grading service and not Gibraltar Group.
Gibraltar Group makes no warranty or representation regarding the accuracy of third-party grading or whether a coin will receive the same grade if resubmitted for certification.
Investment Risk Disclaimer
All investments involve risk. The value of bullion, rare coins, and collectible coins may increase or decrease due to market conditions, rarity, demand, and other economic factors.
Gibraltar Group is a dealer in collectible coins and precious metals. We are not financial advisors, investment advisors, broker-dealers, legal advisors, or tax professionals.
Nothing on this Site should be interpreted as financial, legal, tax, or investment advice. Customers should consult qualified professional advisors before making investment decisions.
Intellectual Property
All content available on this Site, including but not limited to:
- Text
- Images
- Graphics
- Logos
- Product descriptions
- Software
- Website design
is the exclusive property of Gibraltar Group, LLC or its licensors and is protected by United States and international copyright, trademark, and intellectual property laws.
No content may be copied, reproduced, distributed, modified, or used without prior written permission.
Prohibited Conduct
You agree not to:
- Use the Site for any unlawful purpose.
- Submit false, misleading, or fraudulent information.
- Attempt unauthorized access to our systems or customer accounts.
- Upload viruses, malware, or harmful software.
- Use automated tools to scrape, harvest, or copy Site content or pricing.
- Interfere with or disrupt the operation or security of the Site.
Third-Party Links
Our Site may contain links to third-party websites for your convenience.
Gibraltar Group does not control, endorse, or accept responsibility for the content, privacy practices, or policies of third-party websites.
Disclaimer of Warranties & Limitation of Liability
Except where expressly stated, the Site and all products are provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, whether express or implied, including warranties of merchantability or fitness for a particular purpose.
To the fullest extent permitted by law, Gibraltar Group, LLC shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including loss of profits or market opportunities arising from your use of the Site or purchase of any products.
Our maximum liability for any claim shall not exceed the amount actually paid for the product giving rise to the claim.
Indemnification
You agree to defend, indemnify, and hold harmless Gibraltar Group, LLC, its officers, directors, employees, agents, and affiliates from any claims, liabilities, losses, damages, costs, or expenses (including reasonable attorneys’ fees) arising from:
- Your use of the Site.
- Your violation of these Terms.
- Your violation of applicable law.
- Your infringement of any third-party rights.
Governing Law & Dispute Resolution
These Terms shall be governed by and interpreted in accordance with the laws of the State of Florida, without regard to conflict of law principles.
Any dispute arising from these Terms or any purchase made through the Site shall be brought exclusively in the state or federal courts located in Palm Beach County, Florida, and you consent to the jurisdiction of those courts.
Changes to These Terms
Gibraltar Group reserves the right to update or modify these Terms at any time without prior notice.
Revised Terms become effective immediately upon posting on this page. Continued use of the Site or placement of an order after changes have been posted constitutes acceptance of the revised Terms.
Severability & Entire Agreement
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy and Shipping & Return Policy, constitute the complete and entire agreement between you and Gibraltar Group, LLC regarding your use of this Site and any purchases made through it.